Description
BancFirst Corporation
Credit Analyst
Prague, OK
SUMMARY
Provide support to commercial banking staff in the on-going credit evaluation of existing and prospective customers. The Credit Analyst analyzes the financial health of commercial borrowers and is responsible for gathering and reviewing credit information making recommendations for credit lines based on required criteria. The Credit Analyst interacts with a variety of professionals and represents the bank in interactions with clients and other professionals.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
Generate financial ratios to evaluate a customer's financial status
Preparing industry research
Preparing financial analysis memorandums
Preparing loan memorandums
Attending loan committee meeting
Attending weekly sales meetings
Research, identification and development of prospects
Making customer and prospect calls
Developing information requests for credit and/or deposit and treasury service opportunities
Preparing term sheets for credit requests
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
REQUIREMENTS
Bachelor's degree in Business, Marketing, Finance, Accounting, Agribusiness, or Agricultural Economics
Excellent customer service skills
Strong communication skills, both verbal and written
Excellent interpersonal skills
Demonstrates an understanding of credit management, credit operations and commercial lending
Ability to perform in a highly sensitive environment and maintain confidentiality
High level of attention to detail, with strong problem solving and organization skills
Ability to perform effectively in a fast-paced environment
Working knowledge of Microsoft Office, especially Word, Excel
Complete all required compliance training by established deadlines
PHYSICAL REQUIREMENTS
Constant use of computer screens and reading of reports
Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile
Regularly required to sit, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear
Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching to file materials
Regularly lift and/or move and carry up to 5 pounds
LOCATION
902 W. Main
Prague, OK 74864
HOURS
Full Time
Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $14 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.
EOE - BancFirst is an Equal Opportunity employer.
Diversity…Our differences enhance business performance.
PI280747673
